Prices Are Rising… But Spending Doesn’t Have To

A Lesson in Controlling What You Can

Recent news reports highlighted rising grocery and utility prices over the past year. That prompted Al to take a closer look at what those increases actually meant inside his own household.

The results told a different story.

From 2024 to 2025, grocery spending in the Riddick household decreased by $1,298. Utility spending? Increased by $71.

The takeaway was simple—but powerful: there’s a difference between price and cost.

Prices are external. They’re set by the market.
Costs are personal. They’re driven by behavior, choices, and systems.

While no one can control the price of groceries or utilities, everyone can influence their cost by shopping intentionally, tracking spending consistently, and understanding their numbers. That clarity makes it easier to separate economic noise from personal reality—and focus energy where it actually matters.

Why Controlling the Cost Matters

  • You stay empowered instead of overwhelmed.
    Rising prices don’t have to derail your plan when you control your spending decisions.

  • You adjust faster and smarter.
    Tracking reveals where small habit changes can create meaningful savings.

  • You build confidence through data—not headlines.
    Your numbers tell a clearer story than the news cycle ever will.

  • You maintain momentum toward your goals.
    Intentional spending keeps progress moving forward, regardless of market conditions.

Game Time Reminder:
Financial success isn’t about predicting the economy—it’s about mastering your behaviors and systems so you can thrive in any environment.

If you want a simple, easy-to-follow system to save more, reduce debt, and improve your quality of life, check out these resources: https://gametimebudgeting.com/resources